Wellbeing and Financial Security
Income Continuity: Guarantees a consistent income for employees during illness, allowing them to focus on recovery.
Customised Plans: Tailored coverage that meets the unique needs of your business and employees, ensuring comprehensive protection.
Enhanced Morale: Providing financial support during sickness boosts employee morale and loyalty, reducing turnover rates.
Financial Security: Employees can recover without the burden of financial worries, knowing their income is protected.
Tax Efficient Solution: Tax-efficient for both the employer and the employee, often considered as an allowable business expense.
Increased Productivity: Employees are more likely to return to work healthier and more motivated, maintaining productivity levels. Additionally, this policy benefits the employer because the premium can be offset against tax as an allowable expense. Without this policy, employees would only be entitled to Statutory Sick Pay (SSP) of £116.75 per week for up to 28 weeks, after which they receive nothing. With this policy, employees receive their full pay until they return to work, providing financial stability for them and a tax advantage for the business. An excellent product for both employees and employers.
Attractive Benefit:
Offering Income Protection demonstrates your commitment to employee wellbeing, helping attract and retain top talent.
After introducing our Income Protection cover, a medium-sized manufacturing company reported a significant drop in absenteeism. Employees felt more secure and valued, knowing they would be financially supported during health issues, leading to a more motivated and loyal workforce.
John, Manufacturing Firm Director - March 24
Support Your Team’s Financial Security Today
Hammond Financial is a trading name of Anthony Hammond who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
Out of hours appointments available on request